Bitex’s crypto-banking services include: ● Customer care, user experience and governance that is localized; ● An ERC-20 compatible digital wallet for securely storing a customer’s cryptocurrency balances on a personal mobile device; ● The ability for using the mobile wallet with a virtual debit card for payments, exchanges and transfers; Confidential and Proprietary. Bitex Global Co., Ltd., BitX Global Pte. Ltd. 2 ● Various Point of Sale solutions (both hardware and software based) for merchants to accept payments in their local currency from consumers; ● Currency exchanges between the G20 fiat currencies and various popular cryptocurrencies; ● Large scale business-to-business payments; ● Personal loans